This Privacy Policy governs the way HODL Markets, referred to as "we," "us," or "our," collects, uses, and protects personal data when users access or interact with our website at https://app.hodlprotocol.io. We are committed to protecting your privacy and processing your data in accordance with applicable data protection regulations, including the California Consumer Privacy Act (CCPA/CPRA), the United Kingdom General Data Protection Regulation (UK GDPR), and the European Union General Data Protection Regulation (EU GDPR). 

We may collect various types of personal data, including your name, email address, account login information, IP address, device data, information about how you use our site, and data collected through cookies or similar tracking technologies. This data may be obtained directly from you when you fill out a form or sign up on our platform, automatically through cookies and analytics tools, or indirectly through integrations with third-party services. 

We process your personal data based on your explicit consent, when it is necessary for the performance of a contract, when we are legally obligated to do so, or where we have a legitimate interest that does not override your rights and freedoms. Your data is used to provide our services to you, improve the user experience, perform analytics and monitor platform performance, and ensure compliance with legal requirements. 

In certain circumstances, we may share your data with trusted third-party service providers that help us operate our platform, such as hosting and analytics services. We may also disclose data to government authorities or regulatory bodies where required by law, or with selected partners if you have given us your permission to do so. 

Because our services operate internationally, your data may be transferred to and processed in countries outside your jurisdiction. In such cases, we implement adequate legal safeguards, such as the use of Standard Contractual Clauses, to ensure your data remains protected to an equivalent legal standard. 

Depending on your location, you may have the right to access your personal data, correct any inaccuracies, request its deletion, object to or restrict its processing, withdraw previously granted consent, and file a complaint with a relevant data protection authority. We retain your personal data only for as long as necessary to fulfill the purposes outlined in this policy or to comply with legal obligations, after which your data will either be securely deleted or anonymized. 

To protect your data, we use a range of technical and organizational security measures, including encryption, controlled access to sensitive information, and breach detection and response mechanisms. Our website uses cookies for functionality, usage analytics, and marketing optimization. You have the option to control or disable cookies through our cookie banner or your browser settings. 

Our platform is not intended for children under the age of thirteen, and we do not knowingly collect personal information from minors. If it is brought to our attention that we have received such information, we will promptly delete it. 

We may amend this Privacy Policy from time to time. If significant changes are made, we will notify users through the website and update the effective date at the top of the document. 

If you have any questions or concerns about how we collect or use personal data, you may contact us by email at [Insert Email Address] or by post at [Insert Business Address]. 

These Terms and Conditions govern your use of the HODL Markets platform, accessible via https://app.hodlprotocol.io. By accessing or using the site, you agree to comply with these terms and to be legally bound by them. If you do not agree, you should not use the site. 

You agree to use the site for lawful purposes only and to refrain from any activity that would violate applicable laws or regulations, infringe on the rights of others, disrupt the functionality of the platform, or interfere with other users’ experience. You are solely responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. 

All intellectual property displayed on the site, including text, graphics, logos, software, and design elements, is the property of HODL Markets or its licensors. You may not copy, reproduce, modify, distribute, or publicly display any part of the platform without our prior written consent. 

The platform and its services are provided "as is" and "as available," without any express or implied warranties. We do not guarantee that the platform will be error-free, continuously available, or suitable for your specific needs or intended uses. 

To the maximum extent permitted by law, HODL Markets shall not be liable for any indirect, incidental, consequential, or special damages arising out of or related to your use of the site, even if we have been advised of the possibility of such damages. This includes, without limitation, any loss of profits, data, or business opportunities. 

These Terms and Conditions are governed by and shall be interpreted under the laws of the United States, the United Kingdom, and the European Union, depending on the jurisdiction applicable to you as a user. 

We reserve the right to update or modify these Terms and Conditions at any time. Continued use of the platform following the publication of any changes will constitute your acceptance of those changes. You are encouraged to review these terms periodically to ensure you remain informed of your rights and obligations. 

Nothing on this website constitutes financial, investment, legal, or tax advice. All content is provided for informational purposes only and should not be interpreted as a recommendation or solicitation to engage in any particular investment or financial strategy. You are encouraged to consult with a qualified professional advisor before making any financial, legal, or tax-related decisions. 

You agree not to use the platform in any manner that is unlawful, deceptive, fraudulent, or abusive. You also agree not to interfere with or disrupt the platform or its services, attempt to gain unauthorized access to any part of our systems, transmit viruses or other malicious code, use automated tools or scripts without permission, impersonate any person or entity, or violate any applicable local, national, or international law. Any use of the platform that we determine to be in breach of these standards may result in the suspension or termination of your access, and we reserve the right to report such behavior to relevant authorities when appropriate. 

Access to this platform is not permitted for individuals or entities located in, established in, or ordinarily resident in jurisdictions that are subject to comprehensive international sanctions or restrictions. This includes, but is not limited to, jurisdictions such as North Korea, Iran, Syria, Cuba, the Crimea region of Ukraine, as well as the Donetsk and Luhansk regions. If you are located in any such jurisdiction or subject to sanctions or restrictions under the laws of the United States, the United Kingdom, the European Union, or other applicable regimes, you must not access or use this platform. By using this platform, you represent and warrant that you are not located in any such jurisdiction and are not subject to any applicable restrictions or sanctions.